Ratcliffe underwriting truck insurance for operators of one to four vehicles

We recognise that this is a competitive sector where price is a key consideration. It can be a challenge to get a competitive price especially if you have access to limited markets and find underwriters to be inflexible. With over 45 years of specialist truck insurance knowledge chances are that Ratcliffe underwriting truck insurance team can help you.

We can consider most vehicle types and sizes from vans to heavy goods vehicles, whether they are used for carriage of own goods or haulage. We can also cover couriers and multi drop work. Covers are tailored to meet your client needs and are offered at the best price.

We are trusted by over 200 UK brokers and intermediaries to provide insurance covers for their clients. We are not a call centre and there are no long wait times. For advice you can trust and service you can rely on call us today.

Our enquiry forms can be found in our Document and Download page alternatively they can be found below.

Commercial Vehicle enquiry form

Goods in transit and combined liability form

Looking for something more specialist…

Tipper and Mixer Operators including Quarry Franchisees

Transit and Liability Cover

Courier Insurance

Minibus Insurance

Our insurance products include

Commercial vehicle insurance
Mini Fleet for 2 or more vehicles
Goods in transit (GIT) insurance with Public and Employer’s liability cover for haulage contractors, couriers, furniture removers.
Business legal expenses cover
Personal accident and illness cover
Excess protection cover

What types of vehicle do we cover?

Whatever type of commercial vehicle your clients need to insure, and whatever business sector they operate in, Ratcliffes can help. We know the transport insurance market inside out, and can insure the following, and more.

Container work
Construction industry
Tippers
Refrigerated vehicles
UK and continental transport
Low loaders
Tankers (non-hazardous)
Timber
Transporters
Vehicles with lifting equipment, including cranes and grabs
Courier
Own Goods

Have you thought about?

We offer the following additional products and services you might need. For further details – Call us on 01242 544 544

Business Legal Expenses

Protection and Advice for your business, including HMRC, Operator Licence and Employment disputes, written with the Transport Industry in mind.

Breakdown Cover

Keep your clients on the road with Breakdown cover for vehicles up to 7.5T GVW

Dashboard Cameras

Receive a discount on your premium, and help to prevent fraudulent claims, by installing a dashboard camera in your company vehicles. You’ll find video clips and more information, here.

Excess Reimbursement

Protect yourself from the cost of your excess in the event of a fire, theft or fault-accident claim. We offer several levels of cover, to suit your needs.