Commercial Vehicle Insurance

Reliable Coverage for Your Fleet, Tailored to Your Business Needs

Why Choose Us to Keep Your Business Moving Forward

Whatever size your company – from small family business to large organisation – your commercial vehicles keep your business running.

Our in-depth knowledge of the transport industry is backed by over 45 years of helping businesses find commercial vehicle insurance that works for them.

When you take out insurance with us, you only pay for the cover you need – the insurance that keeps your business moving no matter what trade, risk, size, type or use of vehicle you operate.

Having worked with some of the country’s leading haulage and own goods carriers, we understand the pressures faced and we’ll help you to keep your costs down without compromising on cover.

What types of vehicle do we cover?

Whatever type of commercial vehicle you need to insure, and whatever business sector you operate in, we have you covered. We can insure the following, and a whole lot more.

Container work
Construction industry
Tippers
Refrigerated vehicles
UK and continental transport
Low loaders
Own goods, haulage or courier
Tankers (non-hazardous)
Timber
Transporters
Vehicles with lifting equipment, including cranes and grabs

Our Insurance Products Include:

Commercial vehicle insurance
Business legal expenses cover
Personal accident and illness cover
Goods in Transit (GIT) insurance (including loss of use) and Public and Employers’ liability cover

Our Commercial Team

At Ratcliffes Insurance, our Commercial Team is here to support every aspect of your insurance needs, whether you’re securing a new policy, managing an existing one, or handling claims.

New Policies: If you’re looking to insure a new fleet or add to your current coverage, our team is ready to guide you through the process. With specialists like Karl Illston and Steve Sheldon, we ensure you receive tailored advice and competitive quotes that suit your business’s specific requirements.

Existing Customers: Maintaining and updating your policy is just as important as securing it initially. For existing clients, Malcolm Page and our team members are here to handle renewals and mid-term adjustments efficiently. Whether you need to update your coverage or make changes to your policy, we provide seamless service to keep your business protected.

Making Claims: In the unfortunate event of a claim, Sara Bloxsome is dedicated to assisting you through the process with prompt, professional support. Our aim is to make the claims process as smooth and stress-free as possible, ensuring you receive the support you need when you need it most.

Personalised Assistance: Our experts, including Jenny Darling, Jackie Bowles, and Martin Davis, are dedicated to offering personalised assistance based on your fleet size and specific needs. From mid-term adjustments to tailored advice, we are here to ensure your insurance coverage adapts to your evolving business.

With our deep industry knowledge and commitment to exceptional service, the Ratcliffes Commercial Team is here to ensure your business stays on the move with the right insurance coverage. Contact us today to experience the difference.