Our Products
Protecting What Matters to You with Expert Insurance Solutions
Ratcliffes Insurance Brokers offers a carefully selected range of insurance products, each designed to address the unique needs of various professions and industries. Explore our main products below to find the right coverage for your requirements.
Ratcliffes’ Commercial Vehicle Insurance provides essential protection for business vehicles, including vans, lorries, and specialized equipment. This coverage helps safeguard against accidents, theft, and damage, ensuring minimal disruption to your operations.
With flexible policy options, you can tailor coverage to meet the needs of a single vehicle or an entire fleet. Our insurance solutions offer peace of mind, allowing you to focus on running your business, knowing your vehicles are protected.
Our Courier and Light Haulage Insurance provides two complementary coverage options tailored for professional couriers and delivery drivers. Goods in Transit and Liability Insurance includes Public and Employers Liability Insurance, offering protection for goods against loss or damage during transit and shielding your business from liability claims.
In addition, Comprehensive Motor Insurance provides full protection for your vehicle, covering accidental damage, theft, and other risks. Together, these options offer complete peace of mind, ensuring that both your business and the vehicles you rely on are fully protected while on the road.
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Ratcliffes’ Media Cover is tailored for professionals such as photographers, videographers, and broadcasters, providing essential coverage for equipment. This insurance protects against damage, theft, or loss, minimising disruptions to your work.
In addition, it includes liability cover to defend against claims related to your activities. Ratcliffes’ flexible options allow you to choose coverage suited to the demands of the media industry, offering peace of mind for your work.
Ratcliffes’ Tipper Mixer Insurance provides specialised cover for operators of tipper trucks, concrete mixers, and heavy-duty vehicles, including Quarry franchisees. Designed to protect against accidental damage, theft, and breakdowns, this insurance minimises downtime for essential construction and transport vehicles.
With options that include liability cover, this policy meets the unique demands of heavy-duty transport professionals. Whether you’re an independent operator or part of a franchise, Ratcliffes offers peace of mind, keeping your business moving smoothly on and off the road.
Ratcliffes’ Personal Accident Insurance provides financial protection in the event of accidental injury or death. This insurance covers medical expenses, loss of income, and other costs associated with personal accidents. It also provides a lump sum in case of severe injuries or death due to an accident.
With flexible cover options, this policy can be tailored to meet individual needs, ensuring you are protected against life’s unforeseen events. Ratcliffes’ Personal Accident Insurance helps you plan for the unexpected, offering protection both at work and outside of work.
Ratcliffes’ Cyber Liability Insurance is designed to protect businesses against the risks of cyber threats, data breaches, and online attacks. This policy covers expenses associated with such incidents, including data recovery, customer notifications, compensation, and defense costs, helping to minimise the impact on your business.
Ratcliffes’ flexible cover options provide essential protection, allowing you to respond effectively to cyber attacks and focus on business continuity.