Commercial Vehicle Insurance:
How To Report A Claim

Insurance is something you hope that you’ll never have to use it – but accidents do happen.
So if you do have an incident, try not to worry you’re in good hands. Here’s what to do next…

Inform the police

Call the police to record the accident, they will advise you if they need to attend the incident.

Obtain third party details and record the incident on your phone

Make a note of the following in a safe place:

  • Driver’s name, address and telephone number
  • Vehicle owner’s name and address (if the vehicle involved is company owned)
  • Vehicle details, including the make, model, colour and registration number
  • Use your phone to take photos
  • Use your phone to take video footage

Report the incident to your insurance company

They are available 24 hours a day, 7 days a week.  Please see below for contact numbers they can also be found in your policy booklet.

It’s really important to report the incident as quickly as possible as speedier reporting means speedier authorisation of repairs to your vehicle. Also the quicker insurers are aware of a claim, the better position they are in to defend a claim and mitigate costs which ultimately helps in keeping your insurance costs down.

Direct reporting to your insurers

InsurerType of ClaimTelephone
AllianzMotor0370 6064912
AvivaAll Claims0800 246876
AXA Haulage Assistance ServicesMotor0345 9004185
 UK accident recovery & UK breakdown0800 3898253
 Windscreen0800 269661
AXAGoods in transit (GIT)0345 6002716
 Public liability 
 Employer’s liability 
XL CatlinAll Claims0800 0665364
CenturyMotor0330 1593887
Direct CommercialMotor01245 678345
ERSMotor0330 1235991
 Vehicle Breakdown (where cover issued under a separate policy)0800 243783
 Vehicle Breakdown alternative number01277 720718

Our Claims Team

If you need further advice, you can contact a member of our claims team.

OperatorsRatcliffes CotactsDirect phone
Owner Operators & FleetsSara Bloxsome01242 544507
 Barbara Evans01242 544508

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