Truck Insurance For Operators of Up To Four Vehicles
Expert Truck Insurance: Tailored Coverage, Competitive Prices
We recognise that this is a competitive sector where price is a key consideration. It can be a challenge to get a competitive price especially if you have access to limited markets and find underwriters to be inflexible. With over 45 years of specialist truck insurance knowledge chances are that Ratcliffe underwriting truck insurance team can help you.
We can consider most vehicle types and sizes from vans to heavy goods vehicles, whether they are used for carriage of own goods or haulage. We can also cover couriers and multi drop work. Covers are tailored to meet your client needs and are offered at the best price.
We are trusted by over 200 UK brokers and intermediaries to provide insurance covers for their clients. We are not a call centre and there are no long wait times. For advice you can trust and service you can rely on call us today.
Our enquiry forms can be found in our Document Downloads page. Alternatively they can be found below.
Our insurance products include
- Commercial vehicle insurance
- Mini Fleet for 2 or more vehicles
- Goods in transit (GIT) insurance with Public and Employer’s liability cover for haulage contractors, couriers, furniture removers.
- Business legal expenses cover
- Personal accident and illness cover
- Excess protection cover
What types of vehicle do we cover?
Whatever type of commercial vehicle your clients need to insure, and whatever business sector they operate in, Ratcliffes can help. We know the transport insurance market inside out, and can insure the following, and more.
- Container work
- Construction industry
- Tippers
- Refrigerated vehicles
- UK and continental transport
- Low loaders
- Tankers (non-hazardous)
- Timber
- Transporters
- Vehicles with lifting equipment, including cranes and grabs
- Courier
- Own Goods
Have you thought about...
We offer the following additional products and services you might need. For further details – Call us on 01242 544 544
Business Legal Expenses
Protection and Advice for your business, including HMRC, Operator Licence and Employment disputes, written with the Transport Industry in mind.
Breakdown Cover
Keep your clients on the road with Breakdown cover for vehicles up to 7.5T GVW
Dashboard Cameras
Receive a discount on your premium, and help to prevent fraudulent claims, by installing a dashboard camera in your company vehicles. You’ll find video clips and more information here.
Excess Reinbursement
Protect yourself from the cost of your excess in the event of a fire, theft or fault-accident claim. We offer several levels of cover, to suit your needs.