Keeping Britain’s Businesses Secure Since 1976
Tailored & Comprehensive Insurance Covers For You & Your Business
Our Core Insurance Products
At Ratcliffes, we offer a variety of insurance solutions tailored to meet the specific needs of different businesses. Each product is designed to provide comprehensive coverage and peace of mind, ensuring you and your business are protected against various risks. Explore our offerings to find the right insurance solution for you and your business.
Which cover would you like a quote for?
Your Trusted Insurance Partner
We believe in providing peace of mind through tailored and flexible insurance solutions. Life and business are unpredictable, but with nearly 50 years of experience, we are here to listen to your needs and safeguard what matters most to you. Whether you are a haulage professional, a small business owner, or seeking personal accident protection, our commitment is to offer insurance that fits your unique needs.
Our customer-centric approach ensures that you receive the best possible service, from choosing the right policies to handling claims. Join the countless businesses that trust Ratcliffes for their insurance needs and experience the difference of working with a reliable partner.
Michael Ratcliffe MBE
CEO
Testimonials
Our clients’ satisfaction is our top priority, and their feedback speaks volumes about the quality of our service. Here’s what some of our happy clients have to say:
Back in the 1970s, a young Michael Ratcliffe arrived, ready to sort out all our policies, question gaps in cover, and take charge of our insurance needs. From that moment, we knew he was the right man for the job. We were his first customer.
As a family run business we are proud and happy to have been insured by M R Ratcliffe for over 40 years, and now have sons and daughters carrying on our close business relationship. Thank you for the help and advice during our 40 years together.
Gordon Gilder
I have dealt with Ratcliffes for over ten years for haulage and hauliers liability products. In that time competition has intensified as the market is constantly changing. They have dealt with the changes and remained competitive.
Ratcliffes have a refreshingly positive can-do attitude, so much so that I go to them before anyone else and have an excellent conversion rate as a result.
Steve Leneghan
Partnership and Recognition
We are trusted and chosen by top insurance and business organisations for our commitment to quality and reliability. Together, we work to deliver the best solutions to protect you and your business.
We are selected by BIBA as the Official Scheme Provider for Transport Insurance.
Cyber Resilience Centre has chosen us as their Selected Broker Partner, to secure your business.
We are a chosen Honorary Patron of ACO trusted by camera operators across the country.
We are a proud member of LOGISTICS UK, supporting our transport industry customers.
We are a member of the exclusive AVIVA 110 Club.
We are one of the Premier Partners of AXA.
We have now partnered with Admiral Business.
We are an integral part of our local and national business communities.
Why Choose Us?
Choosing the right insurance partner is crucial for your business's security and success. At Ratcliffes, we go beyond traditional insurance brokerage by offering tailored solutions, trusted advice, and a customer-centered approach. Here's why you should trust us with your insurance needs:
Trusted Advisers
We are not just insurance brokers. We are your partners in risk management. Our team of experienced advisers is committed to providing expert guidance at every step. From choosing the right policies to handling claims, we’ve got your back.
Tailored Solutions
Your needs are unique, and so are our solutions. We take the time to understand your specific requirements and customise the insurance plans that fit you and your needs.
Wide Range Of Coverage
Whether it’s personal accident cover, cyber insurance cover, business insurance, or specialised coverage, we offer a comprehensive range of insurance products. Our diverse portfolio ensures that you have access to the protection you need, no matter the circumstances.
Customer-Centred Approach
Your satisfaction is our priority. We believe in transparent communication, responsiveness, and building lasting relationships with our clients. Experience the difference of working with a brokerage that genuinely cares about your peace of mind.
Market Expertise
Our team stays informed about industry trends and market changes to provide you with the most up-to-date advice. Rest easy knowing that your insurance is in the hands of professionals who understand the nuances of the market.
Community Commitment
Ratcliffes Insurance Brokers is not just a business. We are a part of the community. We believe in giving back and actively participating in initiatives that contribute to the wellbeing of the communities we serve. Check out our community initiatives.